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ArtBrut +41
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rastafari85 +32
Rok temu, dokładnie o tej porze kłóciłem się z jakimś Mirkiem, że nie ma szans żeby ruskie coś #!$%@?ły, w XXIw inaczej załatwia się sprawy.
Rano, musiałem pokasować posty… #ukraina
Rano, musiałem pokasować posty… #ukraina
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You see, 300 years ago, I’d likely be a toiling peasant. There’s no way I could save enough to retire. I’d need to be frugal just to get by.
100 years ago, the situation had improved for some of us, but overall it was still difficult to save much. A frugal worker might be able to save 10, 15, or maybe even 20% of his income, but probably not much more.
The difficulty of saving in the past continues to influence our thinking today: common wisdom suggests that you should be shooting to save those small percentages, because that’s what you could save, historically. This makes the 40-90% savings rates suggested by Mr. Money Mustache and his acolytes seem crazy.
..
The actual fact is, due to productivity and technology improvements, wages have risen faster than the cost of goods in real (inflation-adjusted) terms. According to information from the U.S. Bureau of Labor Statistics, real compensation per hour rose from 42 to 108 over the second half of the 20th century (normalized such that the compensation in 1992 = 100)
#mrmoneymustachequotes #oszczedzanie